Serving California Since 1989

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The Access Mortgage Team
Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise and experience can help make your dreams come true.

At Access Mortgage, we are driven by our dedication to creativity, customer service and uncompromising integrity. As a company that's here to stay, building trusting relationships has proven to be the cornerstone of our success.

Our strength is understanding the needs of our clients and creatively structuring the best financing solution for them. This includes our ability to offer all types of residential mortgages through partnerships with over 20 different lenders that represent some the "best-of-the-best" in the industry. For you, the borrower, this also yields the "best-of-the-best" wholesale interest rates for:

  • Home Purchase Loans
  • Home Refinance Loans
  • Home Equity Loans
  • Cash Out Home Loans
  • Jumbo Home Loans
  • FHA Loans / VA Loans
  • Reverse Mortgage Loans
  • And Much, Much More!

Located in Milpitas, California, we offer unparalleled residential mortgage mortgage service to clients throughout the entire State of California.

So call us today, and benefit from our knowledge. We're ready to do whatever it takes to be your "go-to" financing resource.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The Access Mortgage Team will help you find the right financing solutions to meet your needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Access Mortgage team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses.

Access Mortgage Difference:

Start your home loan process here!

Access Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Stock Office Photo

Licensing

Access Mortgage Inc. NMLS #341756
Raj Babbar NMLS #321355

Equal Housing Lender

Contact Us

Access Mortgage
46818 Fernald St.
Fremont, CA 94539

Phone Number:
(510) 579-4557